EmpoweringChamas to Save,

Grow & Thrive

Manage contributions, track savings, and build financial growth together with modern fintech tools.

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Learn About Bitcoin Savings

How It Works

1

Create or Join a Chama

Find or create a group and add members by phone.

2

Contribute (USSD or App)

Dial *XYZ# or use the app to contribute.

3

Withdraw & Settle

Admin approves withdrawals → instant Lightning payout.

Why Choose ChamaVault?

Discover the benefits that set us apart.

Works Offline

Access your funds and manage contributions via USSD even without a data connection.

Community Driven

Built for the way groups naturally save. Flexible rules for unique Chama needs.

Bitcoin Powered

Lightning-fast payments settle instantly, keeping your group funds secure and borderless.

Secure Transaction

Every transaction is verified on-chain, ensuring maximum security and transparency.

Why Bitcoin for Chamas?

Bitcoin isn't just digital money. It's a transparent, secure way to manage group finances without borders.

No hidden fees or charges
Complete transaction transparency
Instant global settlements
Learn more about Bitcoin savings →

What Our Users Say

A
Alice★★★★★

ChamaVault has completely changed the way I manage savings with my group. Contributions are on time and everything is transparent!

B
Bob★★★★★

I love the community aspect of the platform. Our Chama has never been more organized. The Lightning payouts are instant!

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