EmpoweringChamas to Save,
Grow & Thrive
Manage contributions, track savings, and build financial growth together with modern fintech tools.
Learn About Bitcoin SavingsHow It Works
Create or Join a Chama
Find or create a group and add members by phone.
Contribute (USSD or App)
Dial *XYZ# or use the app to contribute.
Withdraw & Settle
Admin approves withdrawals → instant Lightning payout.
Why Choose ChamaVault?
Discover the benefits that set us apart.
Works Offline
Access your funds and manage contributions via USSD even without a data connection.
Community Driven
Built for the way groups naturally save. Flexible rules for unique Chama needs.
Bitcoin Powered
Lightning-fast payments settle instantly, keeping your group funds secure and borderless.
Secure Transaction
Every transaction is verified on-chain, ensuring maximum security and transparency.
Why Bitcoin for Chamas?
Bitcoin isn't just digital money. It's a transparent, secure way to manage group finances without borders.
What Our Users Say
ChamaVault has completely changed the way I manage savings with my group. Contributions are on time and everything is transparent!
I love the community aspect of the platform. Our Chama has never been more organized. The Lightning payouts are instant!